Senior Retail Product Expert (all genders)

Bucharest, Romania (Remote)

Are you an accomplished product professional? If you bring experience as a Senior Product Expert and are eager to chart a new course in the world of technology and finance, consider joining Team Addiko to guide our mission and market expansion.

About Your Role

  • As the Senior Retail Product Expert you will play a role in identifying opportunities, designing strategies, and executing initiatives to establish a presence on Romanian market. Our primary focus will be concentrated around Unsecured Lending (1st phase) and Savings Offering (2nd phase) delivered to end clients in a fully digital mode.
  • You will collaborate with cross-functional teams within Addiko group such as IT, Risk, Operations, Compliance, Legal, Data Protection with a goal to develop and launch digital products.
  • You will conduct market research to identify opportunities, trends, pricing development and customer needs and analyze competitor offerings as well as market dynamics to develop a competitive advantage.
  • You will be interacting with Risk Management in day-to-day analyses of applied underwriting rules and collection policies to ensure the best business result and customer experience.
  • You will be detailing product parameters and customer experience in cooperation with cross-functional teams (document user stories, support product testing on various stages of design process).
  • You will manage the product development lifecycle focusing on lending, from ideation to launch, ensuring timely delivery and maintaining high quality, always in line with regulatory and compliance requirements.
  • You will be responsible for the definition and adjustment of key financial product parameters and expected commercial deliverables with the support of Controlling, Treasury and Risk Management experts.
  • You will define key performance indicators (KPIs) to measure the success of products in the new market and continuously monitor and analyze product performance, making data-driven decisions to optimize offerings.

Is this You?

  • You have a Bachelor’s degree in business, Finance, or a related field.
  • You have proven 5+ years experience in product management in the Romanian banking or similar relevant industry, with a track record of successfully launching or managing lending and/or savings products.
  • You are experienced in digital product design across its all stages.
  • Fluency in English and Romanian is required.
  • Intuitive handling of MS Office 365 tools.
  • Excellent project management and steering abilities.
  • High level analytical skills.
  • Knowledge of regulatory and compliance standards connected to unsecured lending and deposits.
  • Fond of occasional business traveling (mostly to Austria and Slovenia).
  • Flexibility in employment type (employment through staffing agency/Addiko Bank Slovenia/other).

How to Become Part of the Team

By joining Team Addiko, you will enter into an environment that encourages innovative solutions and a culture of togetherness in which we respect feedback and nurture human relationships. A culture in which “we” means that everyone has their “I” and every self is part of the team.

Can you see yourself joining our team of unconventional bankers? If so, we would be happy to receive your application in English language.

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